Insurance for Non-European Drivers
If you plan on coming to Europe and driving through France and you are not an EU citizen then you will need extra insurance. In America they often call this type of insurance International insurance but it is not easy for American citizens to find an insurance provider who deals in International insurance. Certainly your basic liability insurance will not do in France; you will probably need to buy a green card and an International licence as your domestic driving licence on its own will not be legal in Europe. You may be surprised to learn that if you plan on renting a vehicle when you get to France, that the insurance the rental company provides is not fully comprehensive. You will be covered for what in America is called basic liability insurance, and which in the UK and the rest of Europe is known as third party insurance and perhaps fire and theft. You will not be insured for damages caused to the vehicle should you be involved in a collision.
If you are unable to obtain International insurance for the period that you will be on vacation in France then the next best thing is to seek out the insurance requirements for France as that is the country you will be driving in. You should be able to get this information about driving insurance for France on the internet. Most UK insurance providers now recommend that anyone who is driving to a European country such as France should obtain fully comprehensive cover relevant to that country. It is possible to get this kind of cover for a limited period, although it may be more expensive than getting cover from an International insurance provider in America. If you have fully comprehensive insurance then you will be covered for whatever happens while you are driving through France.
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