An increasing number of people now like to take their car with them when they visit Europe. Whether your destination is Germany, France or Italy, you should always have your driving licence with you at all times. If your driving licence does not carry a photograph of you then you should also carry your passport with you when you are driving.
More British drivers now take their cars with them when they travel to other European countries such as France of Spain. In France your British third party is not enough and the only way that you can be sure that you are covered in case of road accident or breakdown is to go online and find a provider of French insurance. French auto insurers are noted for the fact that their services are varied and cover a wide range of things. French car insurance is progressing and may soon overtake the UK system of car insurance.
In France there is a growing British ex pat community, many of whom drive cars and are constantly on the look out for the best insurance rates for driving in France. If you live in France and you own a car then it is very important that you understand car insurance in France. What we in the UK call third party insurance, the French call Auto Liability Insurance for any damages or injuries that you may cause to another person when you are driving your car
Increasingly Europe is becoming the vacation spot of choice for many Americans. Driving through somewhere like France can be a great experience as there is so much history and so much to see. When you decide to drive while you are in Europe you should make sure that all of the arrangements are finalized before you leave your home country.
If you plan on coming to Europe and driving through France and you are not an EU citizen then you will need extra insurance. In America they often call this type of insurance International insurance but it is not easy for American citizens to find an insurance provider who deals in International insurance. Certainly your basic liability insurance will not do in France; you will probably need to buy a green card and an International licence as your domestic driving licence on its own will not be legal in Europe.
The only problem if you plan to drive your car in France is that your current insurance will probably not cover you for a lot of things in France. Many insurers now say that if you plan on driving in a European country then you should first find out the rules and the limitations of that country’s insurance regulations
The Association of British Insurers say that when British drivers take their car abroad they are more than likely to be underinsured for driving in France. Many people tend to assume that as both France and the UK are members of the European Union that they are covered in other European countries by the same insurance that they have at home.
